Personal Budgeting MQF 1

Entry Requirements

No entry requirments are needed however, for online lessons, learners need to have an understanding on how to use a computer.

Duration

8-week course with 2.5 contact hours per week.

Learning Outcomes

Expected learning outcomes for this course include:

• Create and manage a simple monthly personal budget
• Track income and expenses using digital or manual tools
• Set and plan for realistic financial goals
• Understand the difference between saving and investing
• Learn the basics of low-risk investment options (e.g. savings accounts, bonds, mutual funds)
• Recognise common cognitive biases that impact money decisions (e.g. impulse buying, short-term thinking)
• Develop smarter financial habits for long-term wellbeing.

Delivery Method

Online lessons.

Certification/Award

A letter of attendance will be issued to learners who attend at least 80% of the course.

Progression to Further Education

After completing this course, learners might be interested in following the courses, Money Management (MQF2) and Entrepreneurship (MQF3).

Language of Instruction

Bilingual